Experienced Lafayette Car Accident Lawyers Fighting For The Compensation You Deserve
Car accidents are one of the leading causes of death and injury in the entire world. We don't say that to scare you – it's just a fact of life. At some point, even if you're doing everything right, you could be involved in a car accident caused by a negligent driver.
If this happens to you, it's important to know that there is a team of lawyers out there who can help you seek justice. You are entitled to compensation for your injuries, and the personal injury attorneys at Blase Inzina Injury Attorneys can help you obtain it.
Who is Liable For Car Accidents in Lafayette?
If you were injured in a car accident, it's important to understand who is legally liable for your injuries. A person can be held liable if the car accident occurred as a result of their negligence. There are many different types of negligent driving that can lead to a car accident, including:
Driving while under the influence of alcohol or drugs
Running red lights
Running stop signs
Failing to check mirrors or blind spots
Failing to use lights or turn signals
If an accident occurred because the driver was engaging in one of these negligent behaviors, the driver could be held liable for your injuries. For example, if you are hit by a driver who is running a stop sign, the driver could be held liable since they collided with you as a result of their negligence.
What If I Don't Want to Sue Anyone?
We hear clients say all the time that they don't want to "go after" anyone when they know what happened was an accident. While we think this is very noble and goodhearted, that's not exactly how it works.
In Louisiana, all drivers are required by law to have a minimum amount of auto insurance. This is required because people deserve to have a way of being made whole after being hurt by someone else.
So if someone causes a wreck and you are injured because of it, you deserve to be compensated for it so that you can get back to your life as it was before the crash.
If you are really uncomfortable with the idea of "suing" someone, you don't have to worry.
The first step of an injury case is to make a claim against the other person's insurance company. In a lot of situations, a settlement agreement can be worked out with that insurance company before a lawsuit is ever filed. If that insurance company refuses to pay what you deserve for your damages, the next step would be to file a lawsuit. Again, though, in many cases, you are asking the person's insurance company to pay you for your damages, not the person directly. And this is why we pay for insurance...so that we do not have to come out of pocket to compensate another person if we accidentally cause them harm.
In some situations, the other driver has no insurance even though it is legally required. If this is the case, there still may be a way for you to pursue compensation through your own insurance company or a third party.
What if It Was Partially My Fault?
Louisiana is a comparative fault state which could impact the outcome of your car accident claim if the crash was partially your fault.
In Louisiana, victims who are partly at fault for a car accident can still recover compensation for their injuries from the other parties that were also at fault for the crash. However, these victims are not entitled to the full amount of compensation since they are partly responsible for the accident. Instead, their compensation will be reduced to account for their share of fault. The amount their compensation is reduced will depend on the role they played in the accident.
For example, say you were 20% at fault and the other driver involved in the crash was 80% at fault. You were entitled to $100,000 in compensation for your injuries. But now, the compensation you are awarded will be reduced by 20%, to $80,000. You are no longer entitled to this 20% of compensation since you were 20% liable for the accident.
So, these laws make it possible for victims to pursue compensation even when they were partly to blame for a crash. But, the laws will impact how much compensation you are awarded for a car accident you were partially responsible for causing.
How Can A Car Accident Lawyer Help With My Case?
A number of obstacles may arise in a car accident claim. The at-fault party's insurance company may deny that their policyholder is responsible for the crash (this happens often). The insurer may even try to blame you for the accident. Even if the insurer does not dispute liability, they may question the severity of your injuries in an effort to reduce the value of your claim. Insurance companies could also pressure you to settle for less than what you deserve or delay negotiations so you cave in and accept their first offer. You may not even know that the offer you are accepting is unfair if you don't know how to calculate the value of your claim.
Dealing with the stress of negotiating with an insurance company can be overwhelming. This is especially true for car accident victims who are still recovering from serious injuries they sustained in the crash. This is too much for one person to handle on their own. Fortunately, help is available.
If you aren't represented by an attorney, the insurance company may get away with these unfair tactics. But if you seek legal representation from the car accident attorneys at Blase Inzina Injury Attorneys, we will not allow the insurance company to get away with paying you less than what you deserve.
How Much Time Will I Have to Take Legal Action After A Car Accident?
Each state has its own statute of limitations for personal injury cases. These laws limit the amount of time that car accident victims will have to file a personal injury lawsuit against the party that caused the crash. In Louisiana, the statute of limitations for car accident cases is one year. This means you must file a personal injury lawsuit against the at-fault party within one year from the date the accident occurred in order to recover compensation for your injuries. Once this deadline passes, you could lose the right to seek justice and take legal action against the at-fault party.
One year is not a lot of time, especially if you are recovering from serious injuries sustained in the crash. Don't wait until it's too late to secure compensation–contact the car accident lawyers at Blase Inzina Injury Attorneys as soon as possible to get started.
Seek Legal Representation From the Car Accident Attorneys You Can Trust
Have you been injured in a car accident in Lafayette? The auto accident lawyers at Blase Inzina Injury Attorneys know what it takes to get victims the compensation they deserve. That's why you should turn to our team for help as soon as possible after a crash.
Prior to becoming a personal injury attorney, Blase Inzina defended local insurance companies in car accident cases. This experience gave him unique insight into how insurance companies work—and what it takes to beat them at their own game. Now, he uses this experience to ensure his clients are fully compensated for their car accident injuries.
Let us review your case and explain your legal options during a free consultation. To schedule your free case evaluation, contact our law firm by calling (337) 347-7177 or submitting your information using the form on this website.